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Raymond Janish, AAMS, CPFA is a SmartVestor Pro

DaveRamseySmartVestor Pros are held to a higher standard of excellence.

Why SmartVestor?

I Agree to the SmartVestor Code of Conduct

I believe everyone deserves access to solid, professional investing guidance. As the SmartVestor Pro for Dave Ramsey in this area, I have experience in the industry and a drive to help others. I guide my clients on a path of wise financial decisions for today that will lead to effective wealth management.

I Care About Your Future

I give you the time and helpful information you need in order to understand all of your options and make the best choices to fit your situation and goals.

Please call me today to schedule your no-cost, no-obligation introductory consultation. As a SmartVestor Pro, I am just as interested in your independence as you are.

Phone: 231-843-1516


Dave Ramsey is America's trusted voice on money and business matters.

He is a personal money-management expert, radio personality, and has authored four New York Times best-selling books. View www.daveramsey.com to learn more. We are strong believers in living a debt-free lifestyle. 


The SmartVestor Program is a directory of investment professionals. Dave Ramsey, SmartVestor and Ramsey Solutions are not affiliates of Harborfront Financial Group or LPL Financial.